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Personal loans

Compare personal loan offers side by side

See rates, loan amounts and terms from multiple lenders in one place — then apply with the one that fits you best.

Compare offers

Top personal loan offers

  • Upgrade

    Best for overall personal loans
    5.0
    Est. APR
    7.74-35.99%
    Loan amount
    $1,000-$50,000
    Term
    2 to 7 years
    Min. credit score
    600
    Time to fund
    1 day

    on Upgrade's website

  • Happen Bank (formerly LendingClub)

    Best for debt consolidation loans
    5.0
    Est. APR
    6.53-35.99%
    Loan amount
    $1,000-$75,000
    Term
    2 to 7 years
    Min. credit score
    600
    Time to fund
    1-2 days

    on Happen Bank (Formerly Lending Club)'s website

  • Discover® Personal Loans

    Best for borrowers with good or excellent credit
    5.0
    Est. APR
    7.99-24.99%
    Loan amount
    $2,500-$40,000
    Term
    3 to 7 years
    Min. credit score
    660
    Time to fund
    Same day
    Read review

  • Universal Credit

    Best for borrowers with bad to fair credit
    4.5
    Est. APR
    11.69-35.99%
    Loan amount
    $1,000-$50,000
    Term
    3 to 5 years
    Min. credit score
    560
    Time to fund
    1 day

    on Universal Credit's website

  • LightStream

    Best for home improvement loans
    4.5
    Est. APR
    7.24-24.89%
    Loan amount
    $5,000-$100,000
    Term
    2 to 7 years
    Min. credit score
    660
    Time to fund
    Same day

    on LightStream's website

  • Best Egg

    Best for secured personal loans
    4.5
    Est. APR
    5.99-35.99%
    Loan amount
    $2,000-$50,000
    Term
    3 to 7 years
    Min. credit score
    600
    Time to fund
    1 day

    on Best Egg's website

  • Upstart

    Best for borrowers with short credit histories
    4.4
    Est. APR
    6.20-35.99%
    Loan amount
    $1,000-$75,000
    Term
    3 to 7 years
    Min. credit score
    None
    Time to fund
    1 day

    on Upstart's website

  • SoFi Personal Loan

    Best for large loan amounts
    4.6
    Est. APR
    6.99-35.49%
    Loan amount
    $5,000-$100,000
    Term
    2 to 7 years
    Min. credit score
    None
    Time to fund
    Same day

    on SoFi's website

Terms apply. Loan amounts, APRs and approval depend on creditworthiness and lender criteria. Rates and terms are subject to lender approval. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations.