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Personal loans

Compare personal loan offers side by side

See rates, loan amounts and terms from multiple lenders in one place — then apply with the one that fits you best.

Compare offers

Top personal loan offers

  • Earnest Personal Loan

    Best for borrowers with good or excellent credit
    4.7
    Est. APR
    6.49-29.99%
    Loan amount
    $3,000-$50,000
    Term
    2 to 7 years
    Min. credit score
    680
    Time to fund
    1 day
    Read review

    on NerdWallet's secure website

  • Upgrade

    Best for borrowers with fair credit
    4.6
    Est. APR
    7.74-35.99%
    Loan amount
    $1,000-$75,000
    Term
    2 to 7 years
    Min. credit score
    600
    Time to fund
    1 day

    on Upgrade's website

  • SoFi Personal Loan

    Best for large loan amounts
    4.6
    Est. APR
    6.99-35.49%
    Loan amount
    $5,000-$100,000
    Term
    2 to 7 years
    Min. credit score
    None
    Time to fund
    Same day

    on SoFi's website

  • Discover® Personal Loans

    Best for low rates and no fees
    4.8
    Est. APR
    6.99-24.99%
    Loan amount
    $2,500-$40,000
    Term
    3 to 7 years
    Min. credit score
    660
    Time to fund
    Next business day
    Read review

  • Happen Bank (formerly LendingClub)

    Best for debt consolidation loans
    4.5
    Est. APR
    5.96-35.99%
    Loan amount
    $1,000-$75,000
    Term
    2 to 7 years
    Min. credit score
    600
    Time to fund
    Next day

    on Happen Bank (Formerly Lending Club)'s website

  • Patelco Credit Union Personal Loan

    Best for wide range of amounts and terms
    4.5
    Est. APR
    6.99-17.90%
    Loan amount
    $300-$100,000
    Term
    6 months to 7 years
    Min. credit score
    630
    Time to fund
    2-3 days
    Read review

    on NerdWallet's secure website

  • Upstart

    Best for borrowers with bad credit or short credit histories
    4.4
    Est. APR
    6.20-35.99%
    Loan amount
    $1,000-$75,000
    Term
    3 to 7 years
    Min. credit score
    None
    Time to fund
    1 day

    on Upstart's website

  • Rocket Loans

    4.4
    Est. APR
    7.99-29.99%
    Loan amount
    $2,000-$75,000
    Term
    3 to 5 years
    Min. credit score
    640
    Time to fund
    Same day

    on Rocket Loans's website

Terms apply. Loan amounts, APRs and approval depend on creditworthiness and lender criteria. Rates and terms are subject to lender approval. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations.