#1 Pick
- Est. APR
- 7.74-35.99%
- Loan Amount
- $1,000-$50,000
- Min. Credit Score
- 600
- Multiple rate discounts
- Secured and co-sign loans
- Fast funding
Rates and terms are subject to lender approval.
NerdWallet's Top Picks — Updated May 2026
Find Your Best Personal Loan Rate in Minutes
Compare rates from top lenders. No impact to your credit score. Picked by NerdWallet's expert team.
Compare top lendersNerdWallet's Top 3 Personal Loan Picks
#2 Pick
- Est. APR
- 6.53-35.99%
- Loan Amount
- $1,000-$75,000
- Min. Credit Score
- 600
- Direct payment to creditors
- Fast funding
- Joint loans
Rates and terms are subject to lender approval.
#3 Pick
- Est. APR
- 7.99-24.99%
- Loan Amount
- $2,500-$40,000
- Min. Credit Score
- 660
- Competitive APRs
- No fees
- Fast funding
Rates and terms are subject to lender approval.
APRs shown are provided by lenders and are subject to change. Rates reflect lender-reported ranges as of the date of this page and may not include all fees. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations.