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Debt Consolidation, Simplified

Take Control of Your Debt

Compare top-rated lenders side-by-side and see the rate you could qualify for — built for good-credit borrowers ready to make progress.

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See How Rates Compare

  • Upgrade

    ★★★★★
    Best for overall personal loans

    Est. APR: 7.74-35.99% · Loan amount: $1,000-$50,000 · Term: 2 to 7 years · Min. credit: 600

    Est. APR 7.74-35.99%
    Loan amount $1,000-$50,000
    Term 2 to 7 years
    Min. credit 600

  • Happen Bank (formerly LendingClub)

    ★★★★★
    Best for debt consolidation loans

    Est. APR: 6.53-35.99% · Loan amount: $1,000-$75,000 · Term: 2 to 7 years · Min. credit: 600

    Est. APR 6.53-35.99%
    Loan amount $1,000-$75,000
    Term 2 to 7 years
    Min. credit 600

  • Discover® Personal Loans

    ★★★★★
    Best for borrowers with good or excellent credit

    Est. APR: 7.99-24.99% · Loan amount: $2,500-$40,000 · Term: 3 to 7 years · Min. credit: 660

    Est. APR 7.99-24.99%
    Loan amount $2,500-$40,000
    Term 3 to 7 years
    Min. credit 660
    Read Review

  • Universal Credit

    ★★★★★
    Best for borrowers with bad to fair credit

    Est. APR: 11.69-35.99% · Loan amount: $1,000-$50,000 · Term: 3 to 5 years · Min. credit: 560

    Est. APR 11.69-35.99%
    Loan amount $1,000-$50,000
    Term 3 to 5 years
    Min. credit 560

  • LightStream

    ★★★★★
    Best for home improvement loans

    Est. APR: 7.24-24.89% · Loan amount: $5,000-$100,000 · Term: 2 to 7 years · Min. credit: 660

    Est. APR 7.24-24.89%
    Loan amount $5,000-$100,000
    Term 2 to 7 years
    Min. credit 660

  • Best Egg

    ★★★★★
    Best for secured personal loans

    Est. APR: 5.99-35.99% · Loan amount: $2,000-$50,000 · Term: 3 to 7 years · Min. credit: 600

    Est. APR 5.99-35.99%
    Loan amount $2,000-$50,000
    Term 3 to 7 years
    Min. credit 600

  • Upstart

    ★★★★ ★
    Best for borrowers with short credit histories

    Est. APR: 6.20-35.99% · Loan amount: $1,000-$75,000 · Term: 3 to 7 years · Min. credit: None

    Est. APR 6.20-35.99%
    Loan amount $1,000-$75,000
    Term 3 to 7 years
    Min. credit None

  • SoFi Personal Loan

    ★★★★★
    Best for large loan amounts

    Est. APR: 6.99-35.49% · Loan amount: $5,000-$100,000 · Term: 2 to 7 years · Min. credit: None

    Est. APR 6.99-35.49%
    Loan amount $5,000-$100,000
    Term 2 to 7 years
    Min. credit None

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