NerdWallet's Top Picks · Updated June 2026

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Personal Loans Reviewed by NerdWallet's Experts

Picked and reviewed by NerdWallet's experts. Rates and offers stay current automatically.

  • #1
    5/5 ★
    Est. APR
    7.74-35.99%
    Loan Amount
    $1,000-$50,000
    Min. Credit Score
    600

    Best for: Multiple rate discounts

  • #2
    5/5 ★
    Est. APR
    6.53-35.99%
    Loan Amount
    $1,000-$75,000
    Min. Credit Score
    600

    Best for: Direct payment to creditors

  • #3
    5/5 ★
    Est. APR
    7.99-24.99%
    Loan Amount
    $2,500-$40,000
    Min. Credit Score
    660

    Best for: Competitive APRs

    Learn More
  • #4
    4.5/5 ★
    Est. APR
    11.69-35.99%
    Loan Amount
    $1,000-$50,000
    Min. Credit Score
    560

    Best for: Direct payment to creditors

  • #5
    4.5/5 ★
    Est. APR
    7.24-24.89%
    Loan Amount
    $5,000-$100,000
    Min. Credit Score
    660

    Best for: Competitive APRs

  • #6
    4.5/5 ★
    Est. APR
    5.99-35.99%
    Loan Amount
    $2,000-$50,000
    Min. Credit Score
    600

    Best for: Range of loan amounts

  • #7
    4.4/5 ★
    Est. APR
    6.20-35.99%
    Loan Amount
    $1,000-$75,000
    Min. Credit Score
    None

    Best for: No credit score requirement.

  • #8
    4.6/5 ★
    Est. APR
    6.99-35.49%
    Loan Amount
    $5,000-$100,000
    Min. Credit Score
    None

    Best for: Multiple rate discounts.

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Rates and offers shown are provided by lenders and subject to change. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations. Pre-qualifying does not guarantee loan approval. Actual rates depend on creditworthiness and other factors.