Find the Best Personal Loan — Fast
Compare rates from top lenders. Pre-qualify in minutes with no credit score impact.
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Personal Loans Reviewed by NerdWallet's Experts
Picked and reviewed by NerdWallet's experts. Rates and offers stay current automatically.
- #1
- Est. APR
- 6.49-29.99%
- Loan Amount
- $3,000-$50,000
- Min. Credit Score
- 680
Best for: Multiple rate discounts.
Learn More - #2
- Est. APR
- 7.74-35.99%
- Loan Amount
- $1,000-$75,000
- Min. Credit Score
- 600
Best for: Multiple rate discounts.
Check My Rate - #3
- Est. APR
- 6.99-35.49%
- Loan Amount
- $5,000-$100,000
- Min. Credit Score
- None
Best for: Multiple rate discounts.
Check My Rate - #4
- Est. APR
- 6.99-24.99%
- Loan Amount
- $2,500-$40,000
- Min. Credit Score
- 660
Best for: No fees.
Learn More - #5
- Est. APR
- 5.96-35.99%
- Loan Amount
- $1,000-$75,000
- Min. Credit Score
- 600
Best for: Multiple rate discounts.
Check My Rate - #6
- Est. APR
- 6.99-17.90%
- Loan Amount
- $300-$100,000
- Min. Credit Score
- 630
Best for: No origination fees.
Learn More - #7
- Est. APR
- 6.20-35.99%
- Loan Amount
- $1,000-$75,000
- Min. Credit Score
- None
Best for: No credit score requirement.
Check My Rate - #8
- Est. APR
- 7.99-29.99%
- Loan Amount
- $2,000-$75,000
- Min. Credit Score
- 640
Best for: Relatively low rates.
Check My Rate
Why Use NerdWallet to Find a Personal Loan?
- 🔍 Expert-reviewed picks
Our team reviews 35+ lenders to surface the right rates for real borrowers.
- 🔒 No credit score impact
Pre-qualifying with most lenders uses a soft pull — your score stays safe.
- ⚡ Fast decisions
Many lenders offer same-day approval and funding within 1–2 business days.
Rates and offers shown are provided by lenders and subject to change. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations. Pre-qualifying does not guarantee loan approval. Actual rates depend on creditworthiness and other factors.