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Compare Personal Loans That Fit Your Needs

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Personal Loan Lenders

Rates and terms are from lenders in the NerdWallet network. Rates and offers on the page will stay current automatically.

  • Upgrade

    NerdWallet rating: 5/5
    Est. APR
    7.74-35.99%
    Loan Amount
    $1,000-$50,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    600
    Time to Fund
    1

    Good for: Multiple rate discounts

  • Happen Bank (formerly LendingClub)

    NerdWallet rating: 5/5
    Est. APR
    6.53-35.99%
    Loan Amount
    $1,000-$75,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    600
    Time to Fund
    1

    Good for: Direct payment to creditors

  • Discover® Personal Loans

    NerdWallet rating: 5/5
    Est. APR
    7.99-24.99%
    Loan Amount
    $2,500-$40,000
    Loan Term
    3 to 7 years
    Min. Credit Score
    660
    Time to Fund
    1

    Good for: Competitive APRs

    Read Review

  • Universal Credit

    NerdWallet rating: 4.5/5
    Est. APR
    11.69-35.99%
    Loan Amount
    $1,000-$50,000
    Loan Term
    3 to 5 years
    Min. Credit Score
    560
    Time to Fund
    1

    Good for: Direct payment to creditors

  • LightStream

    NerdWallet rating: 4.5/5
    Est. APR
    7.24-24.89%
    Loan Amount
    $5,000-$100,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    660
    Time to Fund
    1

    Good for: Competitive APRs

  • Best Egg

    NerdWallet rating: 4.5/5
    Est. APR
    5.99-35.99%
    Loan Amount
    $2,000-$50,000
    Loan Term
    3 to 7 years
    Min. Credit Score
    600
    Time to Fund
    1

    Good for: Range of loan amounts

  • Upstart

    NerdWallet rating: 4.4/5
    Est. APR
    6.20-35.99%
    Loan Amount
    $1,000-$75,000
    Loan Term
    3 to 7 years
    Min. Credit Score
    None
    Time to Fund
    1

    Good for: No credit score requirement.

  • SoFi Personal Loan

    NerdWallet rating: 4.6/5
    Est. APR
    6.99-35.49%
    Loan Amount
    $5,000-$100,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    None
    Time to Fund
    1

    Good for: Multiple rate discounts.

Advertiser Disclosure: NerdWallet may be compensated by lenders when you click on partner links on this page. Rates shown are estimates based on borrower profiles and are subject to lender approval and change without notice. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations.