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Compare Personal Loans That Fit Your Needs

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Personal Loan Lenders

Rates and terms are from lenders in the NerdWallet network. Rates and offers on the page will stay current automatically.

  • Earnest Personal Loan

    NerdWallet rating: 4.7/5
    Est. APR
    6.49-29.99%
    Loan Amount
    $3,000-$50,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    680
    Time to Fund
    1

    Good for: Multiple rate discounts.

    Read Review

  • Upgrade

    NerdWallet rating: 4.6/5
    Est. APR
    7.74-35.99%
    Loan Amount
    $1,000-$75,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    600
    Time to Fund
    1

    Good for: Multiple rate discounts.

  • SoFi Personal Loan

    NerdWallet rating: 4.6/5
    Est. APR
    6.99-35.49%
    Loan Amount
    $5,000-$100,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    None
    Time to Fund
    1

    Good for: Multiple rate discounts.

  • Discover® Personal Loans

    NerdWallet rating: 4.8/5
    Est. APR
    6.99-24.99%
    Loan Amount
    $2,500-$40,000
    Loan Term
    3 to 7 years
    Min. Credit Score
    660
    Time to Fund
    1

    Good for: No fees.

    Read Review

  • Happen Bank (formerly LendingClub)

    NerdWallet rating: 4.5/5
    Est. APR
    5.96-35.99%
    Loan Amount
    $1,000-$75,000
    Loan Term
    2 to 7 years
    Min. Credit Score
    600
    Time to Fund
    1

    Good for: Multiple rate discounts.

  • Patelco Credit Union Personal Loan

    NerdWallet rating: 4.5/5
    Est. APR
    6.99-17.90%
    Loan Amount
    $300-$100,000
    Loan Term
    6 months to 7 years
    Min. Credit Score
    630
    Time to Fund
    3

    Good for: No origination fees.

    Read Review

  • Upstart

    NerdWallet rating: 4.4/5
    Est. APR
    6.20-35.99%
    Loan Amount
    $1,000-$75,000
    Loan Term
    3 to 7 years
    Min. Credit Score
    None
    Time to Fund
    1

    Good for: No credit score requirement.

  • Rocket Loans

    NerdWallet rating: 4.4/5
    Est. APR
    7.99-29.99%
    Loan Amount
    $2,000-$75,000
    Loan Term
    3 to 5 years
    Min. Credit Score
    640
    Time to Fund
    1

    Good for: Relatively low rates.

Advertiser Disclosure: NerdWallet may be compensated by lenders when you click on partner links on this page. Rates shown are estimates based on borrower profiles and are subject to lender approval and change without notice. NerdWallet maintains editorial independence; advertisers do not influence ratings or recommendations.